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WebFeb 19, 2024 · Indexed annuities come in different flavors, with different degrees of complexity and cost. The most basic is a multi-year guaranteed annuity, which provides a fixed rate of return over a... WebOct 28, 2024 · If you have a 75% participation rate and the index grows by 7%, your annuity will be credited 5.25% interest (7% × 75%). On the plus side, if the index drops by 5%, you may still receive the minimum guaranteed interest rate. The amount you receive if the index drops will depend on the terms of your contract. Indexed Annuities: The Bad futek lcm325
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